Having adequate buildings insurance in place ensures your home is protected from unfortunate events such as fire, theft and escape of water/flooding.

 

It is a lender's requirement that mortgaged properties have buildings insurance in place.

​

Your home is more than just bricks and mortar and it is important that you give full consideration to the risks that could occur. 

 

The level of cover required will be different for each person based on their individual needs. With access to a number of specialist insurers we will discuss your requirements and design a suite of comprehensive home insurance products tailor made to your  circumstances and priorities.

 

​

Covering your house contents from loss and/or accident damage is essential. We spend many years investing in furniture, electrical goods, jewellery, and items that are irreplaceable and hold treasured memories.

​

As a general rule, if you took the roof of your house off, turned the house upside down and shook it a bit, everything that falls out of it would be considered as contents. Can you estimate the cost of replacing all these items or imagine what it would be like if they were gone? 

 

Some policies cover you for items you take outside too, for example cameras, jewellery and laptops/tablets.

​

Precision Mortgage Solutions has access to numerous comprehensive and competitively priced policies. Once we have had a chat to establish your specific needs we will advise you fully and recommend a policy tailor made to make sure you have the right level of cover, when you need it most.

 

Also known as buy-to-let insurance, this typically includes buildings insurance to cover against events such as fire, flooding and subsidence. It is a lender's requirement with buy to let mortgages that buildings insurance is in place.

 

In addition, insurance can be put in place to cover damage caused to the contents of  your property by a tenant, such as damage to white goods and furniture etc. Legal expenses and home emergency cover can also be obtained.

 

Precision Mortgage Solutions are specialists in buy to let mortgages. We are able to offer our customers superb affordable Landlord insurance. After discussing your requirements we will provide bespoke advice and recommend products to suit your needs.

 

​