Mortgage Services
First Time Buyers
Buying your first property can be a daunting experience. With so many mortgage and insurance options available, it is best to seek impartial advice.
We get to know you, your requirements and what is important to you. Our expertise, knowledge and superior customer service enables us to guide you throughout the entire process and provide exceptional recommendations.
On occasion we have access to deals that are exclusive to us and that other brokers can't obtain and that you can't get going direct to the lender.
We can advise how much you can borrow, the minimum deposit required, the cost of moving, the legal process, government schemes, the best ways within which to repay your mortgage and how much it will cost each month. With handy tips surrounding viewing property, the negotiation process and how to reduce the cost of your mortgage, to sales progressing after the mortgage offer is received, we hold your hand from start to finish.
We won't stop there...in addition to the mortgage it is important that we discuss protection insurance to ensure that once you are in your home you are able to stay in it, should the worse happen.
We make it simple.
Moving Home
If you’re contemplating a house move it can be difficult to know where to start.
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How much is my home worth now?
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What are the costs involved?
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How much can I borrow?
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What will the monthly mortgage payments be?
We welcome your call to be able to provide you with a full advice and recommendation service. We can answer all your questions and put your mind at rest making the process clear and simple.
We are able to consider thousands of mortgage and insurance products to find you the very best solution based on your needs and circumstances.
We can assist with porting your mortgage (taking the mortgage from your current home and putting it on another) too.
Getting a mortgage doesn't have to be painfully slow. We are able to put your mind at rest - we will do all we can to progress your sale as quickly as possible, liaising with lenders, insurers, solicitors and estate agents on your behalf. With our expertise, knowledge and superior customer service your're in safe hands.
We will also review your existing protection insurance policies to make sure that they are still suitable for your needs, providing advice and recommendations where necessary.
We pride ourselves in delivering exceptional service.
Re-Mortgage
People remortgage for a number of reasons. You may be coming up to the end of your fixed deal or you may be paying Standard Variable Rate. It may be that the value of your home is now worth more than when you took your current deal, so you may qualify you for a cheaper product. Some people may want to borrow more money, for home improvements for example ,or personal/financial circumstances may have changed enabling you to secure a better deal now.
We can assist you up to 6 months in advance of your current deal ending. This means that you may secure a product earlier than when your re-mortgage is due. Don't worry, the new product will start after your current deal ends, ie, after the early repayment charge no longer applies.
The ability to secure a product which may have a better rate at an earlier stage in the process could potentially save you money!
Precision Mortgage Solutions are also able to assist you with taking another deal with your current lender (product transfer) if this is considered the best way forward after assessing your circumstances.
In addition we can help with raising capital i.e, extra funds for home improvements, wedding costs, debt consolidation etc (further advance).
We pride ourselves in offering clear advice and exceptional recommendations. We will guide you throughout the entire process, ensuring you are looked after from start to finish.
We make it simple.