A policy that will pay out a sum on death or the diagnosis of a terminal illness so that loved ones are looked after financially should the worst happen.

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The amount of benefit paid is determined by you. Think about how much cover you would need for....

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• Your financial liabilities such as loans, credit cards etc?

• What is the cost of your household monthly bills - would your partner be able to pay these easily if you weren't here?

• What is your mortgage balance?

• How much would it cost for your  children's education or care if your partner had to work full time?

• would you like your partner/children to have a sum of money for the future?

• Do you have elderly family members who will need care/support in the future - how would this be paid if you weren't here?​

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A life insurance policy is not a savings or investment product and has no cash value unless a claim is made.

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​Precision Mortgage Solutions have a wide range of insurers and exceptional products offering comprehensive cover. Providing full advice and recommendations tailored to your needs, we look forward to assisting you.

Being diagnosed with a serious critical illness will have devastating consequences on you and your family. This type of policy pays a benefit amount so that you and your loved ones have peace of mind during this difficult time.

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Protection insurance can be complicated and getting it right is vital!

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You will need to think about the amount of cover you would like. Ask  yourself...

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• How long would I/we be able to cope without my salary?

• Would I/we want to pay off our financial liabilities such as the loans, credit cards etc?

• The cost of the household monthly bills - would your partner be able to pay these easily if you were critically ill?

• What amount is left on the mortgage?

• How much would it cost for the children's education or care if you could no longer work or look after the children?

• Would you want a sum of money for your partner and children?

• Do you have elderly family members who rely on you - would they need paid care/support in the future?

 

A  critical illness insurance policy is not a savings or investment product and has no cash value unless a claim is made.

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Precision Mortgage Solutions offer specialist advice and recommend bespoke products suitable for your needs. 

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If you suffered an accident or injury that prevented you from working for several weeks/months, how would you pay your mortgage/rent and bills?

 

Designed to pay a benefit each month once your company sick pay (if any) stops, income protection will enable you to cope financially until you can return to work or until the policy reaches the end of the term. 

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The monthly benefit will cover a proportion of your income and this will enable you to keep on top of your monthly financial liabilities, maintain your lifestyle and concentrate on getting better.

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Understanding the jargon and terminology can be tricky. Making sure the correct level of benefit is obtained and setting up the policy so it pays out when you need it is vital.

 

Upon getting to know you, your needs and priorities we will be able to recommend a policy suitable for your requirements. 

 

An income protection insurance policy is not a savings or investment product and has no cash value unless a claim is made.

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Precision Mortgage Solutions look forward to providing you with full advice and recommendations tailored to your needs we look forward to helping you.

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